Terms of Use | Anchored in Care | Anchor Mortgage

Terms of use for the Anchored in Care website by Anchor Mortgage Group. Program eligibility, disclaimers, and legal terms for our special needs homeownership support program.

Terms of Use | Anchored in Care | Anchor Mortgage

Terms of use for the Anchored in Care website by Anchor Mortgage Group. Program eligibility, disclaimers, and legal terms for our special needs homeownership support program.

Terms of Use

1. Who Operates This Website

2. Informational Purpose Only

3. No Mortgage Commitment

4. Program Eligibility

5. Participating Vendor Disclaimer

6. Accuracy of Information

7. Intellectual Property

8. Prohibited Uses

9. Third-Party Links

10. Limitation of Liability

11. Disclaimer of Warranties

12. Governing Law

13. Changes to These Terms

14. Contact Us

Anchored in Care — anchoredincareva.com

Effective Date: April 2026 | Last Updated: April 2026

Please read these Terms of Use carefully before using anchoredincareva.com. By accessing or using this website, you agree to be bound by these terms. If you do not agree, please do not use this site.

This website is operated by Anchor Mortgage Group, a licensed mortgage brokerage doing business as a DBA of My Community Mortgage (NMLS #2408499). The Anchored in Care program is a program of Anchor Mortgage Group. References to "we," "us," or "our" refer to Anchor Mortgage Group.

Principal contact: John Hopkins III, President & Chief Mortgage Navigator — 1208 East Little Creek Road, Suite 102, Norfolk, VA 23518.

The content on anchoredincareva.com is provided for general informational purposes only. Nothing on this website constitutes:

All mortgage applications are subject to credit approval, underwriting review, and program guidelines. Lender credits, if applicable, are disclosed on the Loan Estimate and Closing Disclosure in accordance with federal TRID requirements.

For advice specific to your financial or legal situation, please consult a qualified professional.

Submitting a contact form or inquiry through this website does not constitute a mortgage application, nor does it create any obligation on the part of Anchor Mortgage Group to provide financing. A formal mortgage application, credit review, and underwriting process are required before any loan commitment can be made.

Interest rates, loan programs, and availability are subject to change without notice. All loans are subject to credit and property approval.

Eligibility for the Anchored in Care program is determined on a case-by-case basis and is subject to program guidelines. Visiting this website or submitting an inquiry does not guarantee program eligibility or participation. Program terms, including lender credit amounts, may vary based on loan size and individual circumstances.

Participating vendors listed on this website are independent businesses that have elected to offer discounts to Anchored in Care borrowers. Anchor Mortgage Group does not guarantee the services, quality, or performance of any participating vendor. There is no obligation to use any participating vendor. Participating vendors are not employees, agents, or representatives of Anchor Mortgage Group.

Any agreement you enter into with a participating vendor is solely between you and that vendor. Anchor Mortgage Group is not a party to, and assumes no liability for, any such agreement.

We make reasonable efforts to ensure the information on this website is accurate and current. However, we do not warrant that the content is complete, accurate, or up to date at all times. Mortgage programs, guidelines, rates, and regulations change frequently. Reliance on any information on this site is at your own risk.

If you identify an error or outdated information, please contact us at [email protected].

All content on anchoredincareva.com, including but not limited to text, graphics, logos, images, the program name "Anchored in Care," the three-pillar program framework, and all written materials, is the property of Anchor Mortgage Group and is protected by copyright law.

You may not reproduce, distribute, modify, transmit, or use any content from this website for commercial purposes without prior written permission from Anchor Mortgage Group. You may print or save content for personal, non-commercial use only.

The "Anchored in Care" name and brand are the intellectual property of Anchor Mortgage Group. Unauthorized use of this name or brand is prohibited.

You agree not to use this website to:

This website may contain links to third-party websites, including websites of participating vendors, industry resources, or regulatory bodies. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, accuracy, or privacy practices of any third-party websites. Visiting linked sites is at your own risk.

To the fullest extent permitted by applicable law, Anchor Mortgage Group, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

This includes but is not limited to damages for loss of data, loss of profits, or business interruption, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitation may not apply to you.

This website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

These Terms of Use are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising from your use of this website shall be resolved in the courts of Virginia.

We reserve the right to update or modify these Terms of Use at any time. Changes will be effective upon posting to this website with an updated effective date. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

If you have questions about these Terms of Use, please contact:

John Hopkins III, President & Chief Mortgage Navigator

Anchor Mortgage Group | NMLS #2408499 | John Hopkins III NMLS #2283684

1208 East Little Creek Road, Suite 102, Norfolk, VA 23518

[email protected] | (571) 866-7655 | anchoredincareva.com

These Terms of Use should be reviewed by a qualified attorney before publication. They are provided as a good-faith draft based on applicable federal and Virginia state law as of April 2026.

© 2026 Anchor Mortgage Group. All rights reserved. Anchored in Care is a program of Anchor Mortgage Group, DBA of My Community Mortgage (NMLS #2408499). John Hopkins III, NMLS #2283684. 1208 East Little Creek Road, Suite 102, Norfolk, VA 23518. Equal Housing Opportunity Lender. Licensed in Virginia. Subject to credit approval and program guidelines. Lender credits reflected on Loan Estimate and Closing Disclosure. Vendor participation is voluntary and independent.

Terms of Use | Anchored in Care | Anchor Mortgage